Legal Disclaimers

Disclaimer

The information and content contained on these websites is for informational purposes only and no warranty is made that the information and content is accurate, reliable or error-free. The information contained within the Company's web pages may be, at any time, outdated and may include inaccuracies and/or errors. Information may change at any time without notice. NEITHER COMPANY, NOR ANY OF ITS AFFILIATES, EMPLOYEES, AGENTS, LICENSORS OR CONTENT PROVIDERS MAKES ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND REGARDING ITS WEBSITES, THE CONTENT, DATA, OR ANY BENEFIT OR SERVICE PROVIDED. THE CONTENT, BENEFITS, AND SERVICES ARE PROVIDED ON AN "AS IS" BASIS AND COMPANY SPECIFICALLY DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES OF MERCHANTABILITY, OR WARRANTIES AGAINST INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, COMPANY MAKES NO WARRANTY THAT THE CONTENT, DATA, BENEFIT, OR SERVICE PROVIDED SHALL MEET YOUR REQUIREMENTS, THAT THE CONTENT, DATA, OR INFORMATION PROVIDED IS ACCURATE, RELIABLE, OR ERROR-FREE, OR THAT THE QUALITY OF ANY PRODUCT, SERVICE, OR INFORMATION OBTAINED BY YOU FROM THE WEBSITE WILL MEET YOUR EXPECTATIONS. COMPANY, ITS AFFILIATE, EMPLOYEES, AGENTS, LICENSORS AND CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DAMAGES OR LOSSES, INCLUDING, WITHOUT LIMITATION, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES, LOST PROFITS, LOSS OF PROGRAMS OR DATA, OR INTERRUPTION IN BUSINESS ACTIVITY RESULTING FROM OR CAUSED BY THE COMPANY'S WEBSITES, THEIR CONTENT, OR ANY BENEFIT OR SERVICE PROVIDED.

Content Does Not Replace Professional Advice

The information, content and data within the Company's websites are to be used for informational purposes only and should not replace professional advice. Company makes no legal representations and users of Company's website, benefits, products, or services acknowledge that they should consult with their own legal, tax, or other professionals before adopting any employee benefit plan or service offered by Company.

Not a Solicitation

Nothing within the Company's website is to be construed as an offer to sell or solicit insurance. Products, benefits, plans, or services offered by the Company may vary state-to state and are subject to the requirements of each respective state and the terms and conditions of each. All products, services, plans, and benefits may not be available or recognized in all areas.

Intellectual Property

The Company's website addresses and all content and images contained within the websites, as well as all copyright, trademark, trade dress and other rights therein, are owned or licensed by the Company and its affiliates. Nothing contained on the Company's websites should be construed as granting, by implication, estoppel or otherwise, any license or right in or to such information or trademarks without the express written permission of the Company. You agree not to copy, use or otherwise infringe upon any trademarks or service marks contained in the Company's websites. You further agree that you will not alter or remove any trademark, copyright or other notice from any copies of the information downloaded from the Company's websites.

Third Party Websites

The Company's websites may contain links to third party websites. These links are provided for your convenience and the Company is not to be held responsible for information contained in any third party websites, regardless of whether there are connections to or from the Company via hyperlinks and/or pointers. The Company does not have control over any information on any other organization's website(s).