The primary benefit of our construction fringe benefit program for your contracting business is the cost savings. By enrolling in BCT, you will also enjoy the following features and benefits:

Bid more competitively on government construction contracts and still maintain your margins while providing a valuable benefit plan for your employees allowing them income security during the off-season, down times or other periods of unemployment.

Designed to reduce overhead, taxes and expenses.

The BCT SUB Plan complies with all IRS, and U.S. Department of Labor regulations under the Davis-Bacon Act as a "bona fide" fringe benefit.

Provides a valuable benefit for your employees when they need it the most.

Minimal set-up is required. Our customer support team works directly with your payroll department.

BCT does not charge employers a fee to participate in the Plan*. Employee accounts are charged small administrative and maintenance fees, which are typically offset by the interest earned by the trust accounts.

* Employers are required to file a Form 5500C annually which is required by law for annual reporting of all ERISA plans.