As a Michigan a roofing contractor, Mel Stein worked hard to grow his company from a truck-and-ladder operation into a thriving residential and commercial roofing business. During many of his projects, he saw first-hand how prevailing wage policies were discouraging qualified contractors from effectively taking on projects.

Convinced that there was a better way to operate, Mel joined with his business partner Casey Young - a successful CPA experienced in construction accounting. With Casey's expertise in tax, accounting and financial laws, they discovered that contractors could use a SUB Plan to proactively make prevailing wage bids more competitive, while providing an important security benefit for employees.

And from there, BCT was born.

With a combined 40-plus years in the construction industry, Mel and Casey understand the business of government contracting and importance of providing a robust unemployment plan to the laborers who work so hard on prevailing wage jobs.


      Mel Stein
Co-founder & President
          Casey Young
Co-founder & Vice President

    Rachel Snyder
Vice President of Sales

Rachel Snyder joined BCT in 2007 after over 10-years in Retail Sales and Marketing Management. As the daughter of a successful roofing contractor, Rachel decided to return to her roots to pursue a career helping contractors level the playing field when dealing with prevailing wage and Davis-Bacon laws. She quickly excelled at becoming an advocate for BCT.

As National Sales Manager, Rachel commits herself to strong customer relationship management. She dives into every aspect of the BCT process, from providing customized cost savings analyses, to continued employee education. Rachel is dedicated to listening to her customers and implementing continuous improvements in order to make working with BCT the best possible experience.

Marci Cramer
Accounting Manager

Marci joined BCT in 2009 after working as an accountant for several accounting and finance firms. Marci graduated with honors from Davenport University and earned a Bachelor of Science in Finance and a Master of Science in Accounting. She is currently pursuing work toward the title of CPA.

Marci's role is integral to BCT's mission. She processes all contribution and payout requests for clients, assists employers in getting their BCT programs up and running smoothly, and answers all daily questions regarding the Plan. In addition, Marci manages accounts payable and receivable.

Marci has an incredible working knowledge of the ins-and-outs of the BCT Plan and our customers know that she is always a phone call away.