As an employee, you may be wondering what a Supplemental Unemployment Benefit Plan means for you. When your primary concerns are getting consistent work and providing for your family, it is important for you to know that a SUB Plan is designed to work in your favor.
A BCT Plan provides prevailing wage workers with valuable income security benefits during the construction off-season and other periods of unemployment where less than 36-hours are worked. Contributions made on your behalf are fully vested benefits that can be accessed quickly during qualified periods of unemployment or interrupted work up to 40-hours per week, at your normal rate of pay. In some instances, short work week payments are subject to FICA.
How The SUB Plan Works for You:
 | | IT'S SAFE Your benefit money is held in an account backed by a fully insured & bonded bank.
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 | | IT'S EASY You can request to receive your funds via direct deposit or debit card. |
 | | IT'S SECURE You can view your account balance & print statements on our secure website by registering for a free online account. |
 | | IT'S PREFERABLE The BCT SUB Plan pays out up to 26 weeks, or 6 months of pay based on your current hourly rate, versus traditional plans which may place limits. |
 | | IT'S PORTABLE The funds in your BCT Account stay in your name if you change employers. |
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